Is your business ready for hybrid working?

The Covid pandemic has changed the way we work and ushered in a new era of hybrid working. Is your business ready and able to offer this mix of on-site, off-site and remote working? When businesses were forced to close down their physical offices and workspaces, this brought technology to the fore. We’ve seen an increased use of remote working, video technologies and cloud-based business solutions. In 2021, Aussie’s are…  Read more

COVID-19 Business Update – 14 April 2021

Welcome back to our Weekly Digest. Read on for the latest updates and some ideas to help us all move forward. Australia Drops COVID-19 Vaccine Target Prime Minister Scott Morrison said he won’t set a new target date for Australians to get vaccinated, as concerns about the AstraZeneca vaccine and European export restrictions delay the rollout of the programme. Despite this, Australia is still ahead of some nations including Canada,…  Read more

Which home loan is right for you?

Considering home ownership? Congratulations! Buying a home is an exciting milestone and for most Aussies, one of the biggest investments they’ll ever make. Among the many decisions to be made, you’ll need to choose the best mortgage option for your circumstances. In this blog we’ll weigh the pros and cons of fixed, variable, and revolving credit home loans to help you make the right choice. Why choose a fixed home…  Read more

What is good debt? What’s bad debt? Which ones do you have?

There are so many ways to rack up debt that sometimes we don’t even think about it anymore. Student loans, mortgages, car loans, credit cards… which ones are good and which are bad? Essentially, bad debt costs you money and good debt makes you money. Let us explain:   Good Debts Student Loans (HELP/HECS) Why are they good? Student loans are an investment in your future, opening up different career…  Read more

What do you want from your business?

What do you want from your business? When you started your business, you probably dreamed about flexible hours and highly profitable, stimulating work. Ideally, you would’ve adopted best practice and documented those dreams in a succinct Business Plan. The plan would specify how much cash you need from the business, your role, and the hours you’d be working. In other words, what the business was going to deliver to you…  Read more

More than meets the eye – white-label loans are more than a good price

For those unfamiliar, a white-label loans are essentially home-branded loans. Just like your favourite home-branded products you see in supermarket aisles there is more than meets the eye – the white-label loan is more than its competitive price tag. White-label products are high quality and are developed by leading lenders – they are just packaged differently and therefore available at a sharper rate. White-label loans are exclusively available through mortgage…  Read more

COVID-19 Business Update – 7 April 2021

Welcome back to our Weekly Digest. Read on for the latest updates and some ideas to help us all move forward. Trans Tasman Travel Bubble to Begin 19 April Australia and New Zealand will create a quarantine and COVID-testing free travel bubble starting 19 April. However, flights to and from some Australian states may cease if there are future outbreaks. Australians made up 1.5 million or 40% of arrivals to…  Read more

5 Hacks for Financial Fulfilment

Having total financial control can give you an amazing sense of freedom. However, it takes a lot of discipline and hard work for you to be able to achieve this. In this article, we’ll share some useful tips that you can start now to live a better financial life. Build multiple sources of income Whether it’s through your business, a side hustle, or investing, building your income network can help…  Read more

Post-Pandemic Marketing Management

After a difficult year and ongoing lock-downs, you need to get back in touch with your customers and re-assess your marketing. Australians have all been through a tough and transformative time over the course of the Covid-19 pandemic. The world that existed pre-Covid has gone and we live in a post-Covid landscape where many areas of life, business and society have changed radically. For example: The standard 9-5 office-based work…  Read more

After funding for your business? Let an expert help

Top tips for successfully securing funding for your business The key enabler for success for many startups and small businesses is securing funding. Even with the growing support around the world for investing in entrepreneurs, many businesses still struggle with the preparation required when applying for funding. Here are our top tips: Network – get out there and build your network. This is invaluable not only to build the business, but…  Read more

COVID-19 Business Update – 31 March 2021

Welcome back to our Weekly Digest. Read on for the latest updates and some ideas to help us all move forward. Brisbane Looking at Easter Lockdown Extension While the decision on the lockdown extension will not be made until Wednesday night, the spread of the UK variant of the coronavirus has increased the possibility of an extended shutdown in Greater Brisbane over the Easter weekend. State border closures and disruptions…  Read more

Simple things your sales team must avoid

There are certain selling faux pas which your sales team must avoid in order to improve their results: 1. Chasing unsubstantiated leads. You must earn the right to sell to someone. Carefully consider who you target and how to build trust before pitching. You only get one chance to start a relationship; make sure you make a great first impression. 2. Being unprepared. If unprepared, you’ll instantly be on the…  Read more

Is your business eligible for the loss carry back tax offset this financial year?

As part of the Federal Budget 2020-21, the government announced a loss carry back measure to encourage new investment and work with the temporary asset expensing measures also announced at the budget. The new law started on 1 January 2021. Eligible corporate entities that previously had an income tax liability in a relevant year, and have subsequent losses, can claim a refundable tax offset up to the amount of their…  Read more

Want to save thousands on your home loan in just 30 minutes? Here’s how:

Do you want to save money? Want to travel around Australia now that lock-downs have ended? Need some extra cash for an important purchase or just after some extra to #TreatYoSelf?   If you’re a home owner, you know how expensive all things home can be. Council rates, water bills, electricity; the list goes on. That’s not to mention your mortgage, which you probably pay hundreds of dollars on per…  Read more

How to create good habits in business

If you’re like most small business owners, there are never enough hours in the day to complete every task on your list. Often you’re faced with prioritising what you need to do right now – deal with a customer, meet a deadline, attend an event – and the things you know you should do for the ongoing growth of your business. Scheduling time to attend to these business activities on…  Read more

Still Doing Your Own Payroll? Here’s 3 Reasons Why You Should Stop

At face value, it seems like a great idea. If you’re a small business owner with just a few employees, you probably think that hiring a payroll specialist is an expense that you can avoid. You feel that you can handle it yourself. You have the best intentions to keep your staff paid right and on time. What could go wrong, right? Well, lots actually. Below are the reasons why…  Read more

COVID-19 Business Update – 24 March 2021

Welcome back to our Weekly Digest. Read on for the latest updates and some ideas to help us all move forward. Phase 1B of Vaccine Rollout Begins Phase 1B of Australia’s COVID-19 vaccination rollout plan started this week to further cushion the health, social, and economic impacts of the pandemic. Priority groups in Phase 1B include: elderly adults aged 80 years and over elderly adults aged 70 years and over…  Read more

Signs You’re Undercharging for Your Work

When it comes to the overall success of your business, one of the most important decisions you’ll face is how to price for the work you do. Charge too much and you could scare away potential customers. Charge too little and you could run yourself out of business. Figuring out how much to charge is stressful, but it’s worth it. If your business doesn’t bring in enough money to pay…  Read more

Is your business eligible for JobMaker credits?

The JobMaker Hiring Credit scheme is designed to encourage businesses to employ additional young Aussie jobseekers aged 16-35 years. The hiring credit subsidises an increase in employee headcount. Eligible employers can receive the hiring credit for up to 12 months for each eligible employee engaged between 7 October 2020 and 6 October 2021. Registration for the scheme has been open since December 2020. Employers can still register for the scheme…  Read more

Life Insurance: Fact vs Fiction

There’s a fair bit of misinformation when it comes to life insurance – so here’s some general facts to think about when deciding if you’d like to get protected.   Life Insurance is Expensive Not necessarily! Policies and premiums vary based on a variety of factors such as age, health and lifestyle. It can be less than $1 per day for a non-smoking 30-year-old to have comprehensive cover.   Life…  Read more

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